Earlin Rosa
Licensed Real Estate Salesperson
REALTOR®
Stamford, NY
Office: (607) 652-2220 (845) 430-6465

138-140 Church Street, Saratoga Springs, NY 12866

New - 3 Hours Ago
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Property Description

Just a few blocks from the heart of Broadway, 138-140 Church Street offers a combination of location, space, and flexibility in downtown Saratoga Springs. Behind its unassuming façade is a remarkably spacious property with multiple living areas, private quarters, and extensive parking--ideal for multigenerational living or for an owner-occupant seeking income potential.The main residence (138) features a bright new kitchen, refinished interiors, and a thoughtful layout that works beautifully as a single home or with a self-contained accessory apartment upstairs. The upper level includes its own kitchen and bath with interior access from below, making it ideal for extended family or guests.Beside it, 140 is a fully independent apartment complete with a private entrance, bath, laundry, and ample storage. Currently rented, it offers total separation and could also serve as guest space or a home office.Out back, a massive paved area provides parking for 20 or more vehicles, which is unusual this close to downtown. There's plenty of open space--enough to add a pickleball court, garden, or outdoor entertaining area and still have room to spare.The sellers have continued to refine the property, including a stylish kitchen update and modern finishes throughout, while preserving its downtown character and livability.Zoned UR-3, the district supports one- and two-family residences with compatible neighborhood uses. Whether you envision a downtown home with income potential, a multigenerational setup, or a flexible live/work environment, this property offers room to grow in one of Saratoga's most desirable locations.The versatile floor plan and separate living spaces allow the next owner to tailor the property to their goals--whether accommodating extended family, hosting guests, or pursuing income-generating opportunities.

138-140 Church Street | MLS# 202612855

This multi-family property located at 138-140 Church Street, Saratoga Springs, NY 12866 is currently listed for sale with an asking price of $984,900. 138-140 Church Street is located within the Saratoga Springs school district. Search Saratoga Springs real estate on earlin-rosa.timberlandproperties.com today.

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Property Features

Property Type: Multi Unit - Multiple
Basement: Yes
Basement: Full, Unfinished
Cooling: Wall Unit(s)
Garage: 1
Heating: Ductless, Forced Air, Natural Gas
Home Style: Traditional
Lot Size: 0.33 Acres
Roof Type: Shingle
Taxes: $10,543
Year Built: 1957

Feature Descriptions

Exterior: Shingle Siding, Wood Siding
Exterior: Other
Fencing: Privacy, Back Yard, Front Yard, Perimeter
Flooring: Bamboo, Ceramic Tile, Hardwood
Foundation: Block
Interior: High Speed Internet, Cathedral Ceiling(s), Ceramic Tile Bath
Laundry: Laundry Room, Main Level
Lot: Level
Parcel #: 411501 165.50-2-48
Parking: Off Street, Paved, Driveway, Garage
Parking Total: 20
Parking Total: 20
Patio/Porch: Patio
Security: Smoke Detector(s), Carbon Monoxide Detector(s)
Sewer: Public Sewer
Special View Info: City
SQFT Above Grade Finished: 2501
Structures: Storage
Utilities: Cable Connected
Water: Public
Windows: Blinds, Insulated Windows

Local Schools

High School: Saratoga Springs
School District: Saratoga Springs

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Estimated Payment

$ 3,357.81 per month $2,191.96 Principal & Interest $878.58 Property Tax $287.26 Homeowner's Insurance

Change Payment Information

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years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: KW Platform
Agency Phone: 1 518-724-5800

Shown By

Agent Name: Earlin Rosa
Agent Phone: (845) 430-6465
Agency Title: Timberland Properties

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All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/05/2026. The listing information on this page last changed on 03/05/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/05/2026 2:59:52 AM EST) or Global MLS (last updated Thu 03/05/2026 1:21:58 AM EST) or New York State Alliance MLS (last updated Thu 03/05/2026 2:34:30 AM EST) or Hudson Valley Catskill Region MLS (last updated Thu 03/05/2026 12:11:15 AM EST) or OneKey MLS (last updated Thu 03/05/2026 1:45:06 AM EST). Real estate listings held by brokerage firms other than Timberland Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless.

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